The Fractional CFO Test for Plastic Surgery Practices Stuck at 15% Margin
A plastic surgery practice at 70% gross margin can still net 15%. Here's when a fractional CFO is worth it — and the three questions to ask before you hire.
Read articleBennett Financials Journal
Financial clarity for the decisions that matter.
Practical ideas for protecting profit, planning tax, and building a business that works better for you.
269 articles and counting
Fractional CFO vs Controller: Why You’re Paying CFO Prices for Controller Work
A controller reports the past. A fractional CFO decides the next move. Here's the line — and how to tell if you're paying CFO prices for controller work.
Read article
How Agencies Lose Money on ‘Profitable’ Clients (And How to Spot It)
The $15K retainer losing you $3K a month doesn't show on the revenue line. Here's the 4-step client profitability diagnostic Bennett Financials runs for
Read article
Agency 2027 Pricing Reset: How to Raise Rates Without Losing Clients
Your close rate is the signal. Above 60% means you're underpriced — sometimes by 2–3x. Here's the 6-month rollout Bennett Financials runs for marketing
Read article
Pre-Sale Tax Planning: Moves to Make 18 Months Before Exit
Most founders lose six figures in avoidable taxes at exit. Here's the exact 18-month pre-sale tax plan Bennett Financials runs for service businesses doing
Read article
7 Signs Your Business Needs a Fractional CFO (And What It’s Costing You to Wait)
Revenue growing but profit isn't? Here are 7 measurable signs your service business needs a fractional CFO — and what it's costing you to wait. (151 chars)
Read article
Profit First vs EOS: Why Neither Fixes a Margin Problem
Profit First allocates cash. EOS organizes operations. Neither diagnoses where your service business margin leaks. See the side-by-side.
Read article
Fractional CFO Hourly Rate vs Monthly Retainer? You’re Asking the Wrong Question
Hourly runs $175–$450, retainers $5K–$7.5K. But both bill for time — the wrong unit. Here's how to price the real decision against 60-15-15.
Read article
Real Estate Operator Profit Margins by Asset Class: Why Yours Are Stuck at 11%
Most real estate operators run at 11% net while the top quartile hits 32%. Your asset class isn't why — here's the 60-15-15 diagnosis that finds the leak.
Read article
The Two Levers That Decide What Your Service Business Is Worth
Your service business runs on two value levers: EBITDA and the multiple. Fix both and a $5.1M business becomes $15M on the same revenue. Here's the math.
Read article