Profit First vs EOS: Why Neither Fixes a Margin Problem
Profit First allocates cash. EOS organizes operations. Neither diagnoses where your service business margin leaks. See the side-by-side.
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Financial clarity for the decisions that matter.
Practical ideas for protecting profit, planning tax, and building a business that works better for you.
Fractional CFO Hourly Rate vs Monthly Retainer? You’re Asking the Wrong Question
Hourly runs $175–$450, retainers $5K–$7.5K. But both bill for time — the wrong unit. Here's how to price the real decision against 60-15-15.
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Real Estate Operator Profit Margins by Asset Class: Why Yours Are Stuck at 11%
Most real estate operators run at 11% net while the top quartile hits 32%. Your asset class isn't why — here's the 60-15-15 diagnosis that finds the leak.
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The Two Levers That Decide What Your Service Business Is Worth
Your service business runs on two value levers: EBITDA and the multiple. Fix both and a $5.1M business becomes $15M on the same revenue. Here's the math.
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Why Your Surgery Practice Is Profitable On Paper But Cash-Poor After Buying Equipment
A plastic surgery practice can show a healthy profit on its P&L and still have an empty bank account the month after buying a $180,000 laser. The reason
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Why Recurring Revenue Won’t Fix Your Margins (But Will Double Your Multiple)
Recurring revenue for service businesses won't fix your margins — but it can double your exit multiple. Here's the score-to-multiple math and what to fix first.
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Why Your Plastic Surgery Staff Comp Looks Right But Your Profit Doesn’t
Your plastic surgery staff comp benchmarks are fine — but profit's still flat. Here's why misclassified pay hides the leak, and the 60-15-15 fix.
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What a Fractional CFO Should Actually Deliver for $5K Per Month
A fractional CFO at $5,000 per month should deliver three things: a margin diagnostic that tells you exactly where profit is leaking, a tax strategy that
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Agency Pricing Anchors: How to Set Your Floor and Ceiling Rates
Your agency pricing floor is the price that clears 60% gross margin — not your cost plus a markup. Your ceiling is set by your close rate, not a psychology
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When Healthcare Practices Should Hire a Fractional CFO
Your practice should hire a fractional CFO when revenue is climbing but profit isn't following — usually somewhere between $1M and $20M, when the gap between
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