7 Signs Your Business Needs a Fractional CFO (And What It’s Costing You to Wait)
Revenue growing but profit isn't? Here are 7 measurable signs your service business needs a fractional CFO — and what it's costing you to wait.
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Financial clarity for the decisions that matter.
Practical ideas for protecting profit, planning tax, and building a business that works better for you.
Profit First vs EOS: Why Neither Fixes a Margin Problem
Profit First allocates cash. EOS organizes operations. Neither diagnoses where your service business margin leaks. See the side-by-side.
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Fractional CFO Hourly Rate vs Monthly Retainer? You’re Asking the Wrong Question
Hourly runs $175–$450, retainers $5K–$7.5K. But both bill for time — the wrong unit. Here's how to price the real decision against 60-15-15.
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Real Estate Operator Profit Margins by Asset Class: Why Yours Are Stuck at 11%
Most real estate operators run at 11% net while the top quartile hits 32%. Your asset class isn't why — here's the 60-15-15 diagnosis that finds the leak.
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The Two Levers That Decide What Your Service Business Is Worth
Your service business runs on two value levers: EBITDA and the multiple. Fix both and a $5.1M business becomes $15M on the same revenue. Here's the math.
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Why Your Surgery Practice Is Profitable On Paper But Cash-Poor After Buying Equipment
A plastic surgery practice can show a healthy profit on its P&L and still have an empty bank account the month after buying a $180,000 laser.
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Why Recurring Revenue Won’t Fix Your Margins (But Will Double Your Multiple)
Recurring revenue won't fix thin margins, but buyers pay a higher multiple for it. See how buyers score it and why owner dependence comes first.
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Why Your Plastic Surgery Staff Comp Looks Right But Your Profit Doesn’t
Your plastic surgery staff comp benchmarks are fine — but profit's still flat. Here's why misclassified pay hides the leak, and the 60-15-15 fix.
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What a Fractional CFO Should Actually Deliver for $5K Per Month
A fractional CFO at $5,000 per month should deliver three things, starting with a margin diagnostic that shows exactly where profit is leaking.
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Agency Pricing Anchors: How to Set Your Floor and Ceiling Rates
Your agency pricing floor is the price that clears 60% gross margin — not your cost plus a markup. Your ceiling is set by your close rate.
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