Bennett Financials Journal
Practical ideas for protecting profit, planning tax, and building a business that works better for you.
A new $6,000 monthly managed-service agreement can be a good sale and a poorly funded implementation. Before waiving the onboarding fee, work out who pays for the engineers between signature and stable service.
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Measure SaaS failed-payment recovery without inflating MRR or retention. Separate recovered, pending, and unpaid invoices with a fixed cohort.
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Evaluate a major client's price-cut request using contribution, avoidable costs, scope trades, payment terms, minimum commitments, and a loss scenario.
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Model the cash gap before a business insurance reimbursement. Separate claim timing, uncovered losses, repair cash, operating shortfalls, and credit availability.
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Build a 2027 employer health insurance budget by coverage tier, contribution policy, enrollment month, and fees. Includes a worked renewal example.
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Price a dental membership plan using full redemption, delivery costs, treatment discounts, appointment capacity, and an initial enrollment limit.
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Size a cash reserve for prepaid service packages by modeling refunds, remaining delivery costs, fixed commitments, and processor funding timing.
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Plan year-end bonuses across profit and January cash. Separate gross pay, employer costs, withholding, accruals, and payroll funding deadlines.
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Review an office lease renewal before signing: effective cash cost, deposits, fitout, free rent, guarantees, break rights, and downside scenarios.
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See why MSP cost per ticket can rise after AI automation. Model residual ticket mix, software cost, payroll savings, rework, and service quality.
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